Finance
## Bring your plans and financial activity together Hub Finance connects budgets, accounts and transactions in one workspace. Build plans by period, model the assumptions behind revenue and spending, and compare your budget with actual performance. Import statements and your existing chart of accounts, apply transaction rules, and reconcile balances against the bank. Keep a clear record of changes as you review and close each period. ## Understand your cash and plan ahead See how your operating plans and committed payments affect future balances. Cash forecasts help you anticipate pressure, explore the effect of changing assumptions and make informed decisions about spending. Use financial ratios and live measures to understand performance, with internal transfers kept separate from income and expenditure. Keep the detail behind your numbers connected to the records and activity already in Hub. ## Financial measures and ratios The **Financial ratios** page supports both plain financial measures (a single amount) and ratios (a divided figure). Start from a built-in preset such as *Cash at bank* or copy an existing definition, then select the sources that apply to your business. For each measure, choose between a single amount or a division. Combine bank balances, outstanding invoices or bills, budget lines and manual amounts as needed. Bank account selections are restricted to the measure's currency, keeping comparisons consistent. Switch between calculation modes without losing your draft; thresholds and notes are optional. If bank feeds or other sources are loading or temporarily unavailable, measures based on manual amounts remain usable. Measures that depend on a feed show a loading or unavailable state with a Retry option on both the measures page and dashboards, rather than calculating silently from an incomplete dataset. Deleting a measure requires current workspace edit permission as well as the original creator's or an administrator's authority, protecting shared definitions from accidental removal. *Practical use case:* A finance administrator opens Financial ratios, copies the *Cash at bank* preset, selects the accounts relevant to a specific project currency and sets a warning threshold. While the bank feed reconnects after a brief outage, manual-amount measures remain readable. Once sources recover, the ratio recalculates automatically. ## Workspace pricing **Finance: £19 per workspace per month, or £190 per workspace billed annually.** Annual billing provides 12 months for the price of 10 monthly payments. This optional module requires a paid Starter or Pro base plan. Its price is added to the base-plan price and applies to the workspace, with membership subject to the base plan's limits. Prices are in GBP and exclude applicable tax. AI usage beyond the plan allowance may incur additional charges. Check billing for the final amount due, including any discount, tax or proration.